{"id":25,"date":"2012-07-16T16:39:24","date_gmt":"2012-07-16T14:39:24","guid":{"rendered":"http:\/\/www.mikclayton.com\/?p=25"},"modified":"2012-08-04T15:47:55","modified_gmt":"2012-08-04T13:47:55","slug":"lets-start-by-using-banks-less-helpful-banking","status":"publish","type":"post","link":"https:\/\/www.mikclayton.com\/?p=25","title":{"rendered":"Let&#8217;s start by using banks less, (helpful banking)"},"content":{"rendered":"<p>First, what do I know? well a couple of examples.<\/p>\n<p>I was an accredited financial advisor in the 1980, during the period of the 1987 stock market crash and the begining of the Financial services authority. I have obtained a refund from my bank, not for payment protection insurance, but for the monthly fee, for an account with extras such as car breakdown cover, which I didn&#8217;t want, need, or ask for.<\/p>\n<p>I was in Geneva last week, and while I was there, I changed some out of date swiss banknotes into current notes at the Bank of the Canton. This was my first experience of a Swiss bank, and I found them efficient and helpful. That is to say they took the old notes, gave me new ones, and sent the old ones off in a cannister in a vacuum tube.<\/p>\n<p>Two months ago I changed some Jersey banknotes in an English bank, around the same value as in Switzerland, about \u00a3200&#8217;s worth.<\/p>\n<p>They were polite and in the end helpful. That is to say they asked for my passport, and several ID questions, and did I have an account with them, because they had to pay the money into the account. As I already had more than 200 pounds in my account, they kindly let me draw it out again.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>First, what do I know? well a couple of examples. I was an accredited financial advisor in the 1980, during the period of the 1987 stock market crash and the begining of the Financial services authority. I have obtained a &hellip; <a href=\"https:\/\/www.mikclayton.com\/?p=25\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[70,75,11,73,72,71,10,74],"class_list":["post-25","post","type-post","status-publish","format-standard","hentry","category-banks","tag-bank","tag-banknotes","tag-banks-2","tag-breakdown","tag-car","tag-financial-services-authority","tag-fsa","tag-geneva"],"_links":{"self":[{"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=\/wp\/v2\/posts\/25","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25"}],"version-history":[{"count":4,"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=\/wp\/v2\/posts\/25\/revisions"}],"predecessor-version":[{"id":152,"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=\/wp\/v2\/posts\/25\/revisions\/152"}],"wp:attachment":[{"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mikclayton.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}